The UK government plans to improve student loan guidance. This follows a dispute over repayment. Officials hope to make terms in England more transparent. Burnham is resisting calls to change loans in the Budget. The dispute highlighted repayment problems. In the US, Mississippi leads the list for student loan defaults. Borrowers find it hard to pay back. They are struggling to pick new repayment plans. Law school is becoming a costly luxury. There are demands for increased assistance.